Christmas Loan Promotion 2026
The Christmas Loan Promotion begins on the 5th November 2026 and ends on the 23rd December 2026.
Loan Information
- Loan Amount is $15,000
- Repayment up to 36 months
- Interest rate of 10%
- New members can qualify for this loan promotion
Requirements
- Account must be up to date
- Member must assign their salary or be in good standing
- Must be employed for at least 6 months
- A Job letter, Pension Letter, or Cane Farmer Reference Letter (Recent within 3 months)
- Existing Payroll Members (Over a year) may use their recent Pay Slip if unable to obtain a Job Letter.
- Open an account with SFXCU
- Assign your salary with SFXCU
- Must be employed for at least 6 months
- A Job letter, Pension Letter, or Cane Farmer Reference Letter (Recent within 3 months)
Amount in Shares account is:
- $250 Shares for $5,000 in loan
- $500 Shares for $10,000 in loan
- $750 Shares for $15,000 in loan
These are individuals who work for themselves and provide services directly to customers but may not operate an established or registered business.
Examples: Electricians, Plumbers, Freelance workers, food and vegetable vendors etc.
Requirement: Proof of self-employment and one reference letter, subject to SFXCU validation.
These are individuals who own and operate an identifiable business.
Examples: Store owners, Beauty salon owners, Barbershop owners, Restaurant owners, etc.
Requirement: Proof of business ownership to confirm the legitimacy of the business.
SFXCU Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us for a consultation. This calculation does not constitute a quote, loan approval, agreement or advice by an SFXCU Credit Officer. It does not take into account your personal or financial circumstances.